The Boardroom
Fall 2026 Edition
Research Briefing · For Counselors, Parents & Ambitious Students

Career CalculusHuman Judgment in an AI World

AI gives its biggest lift to the least skilled, and entry-level employment is falling in the jobs most exposed to it. What it cannot supply is judgment: the expertise to check it, the skepticism to catch it bluffing, and the trust that closes a deal or calms a patient.

+36%issues resolved per hour for the least-skilled fifth of support agents using AI; the top fifth gained nothing significant
−11%employment of 22- to 25-year-olds in the most AI-exposed jobs since late 2022
2,097court decisions involving AI-invented material, through September 2026
Prepared for parents & families
The Boardroom · Fall 2026

Contents

Summary

At a Glance

AI is lifting weaker work toward average, and entry-level employment is shrinking in the jobs most exposed to it. The premium moves to what it cannot do for a person: judge, persuade and care. Six numbers frame the briefing.

+36%
Gain in customer problems resolved per hour for the least-skilled fifth of support agents given an AI assistant. The most skilled fifth gained nothing significant.
Quarterly Journal of Economics
84.9%
Share of comparisons in which OpenAI's GPT-5.5 matched or beat industry professionals on well-defined work tasks in April 2026, up from 47.6% for the best model in September 2025.
OpenAI GDPval · company-run
−11%
Change in employment of 22- to 25-year-olds in the most AI-exposed jobs, November 2022 to June 2026. In the least-exposed jobs, the same age group grew about 10%.
Stanford Digital Economy Lab
2,097
Court decisions involving AI-invented material, as of September 30, 2026. In 831 of them, the material came from lawyers.
AI Hallucination Cases database
69%
Share of business buyers who prefer to validate AI-generated insights with a sales rep, even though 67% say they prefer a rep-free experience.
Gartner
84%
Share of surveyed Kaiser Permanente physicians who said AI scribes, which draft their visit notes, improved their interactions with patients.
NEJM Catalyst
Reading this briefing

A Short Glossary

Research on AI and work has its own vocabulary. These are the terms this briefing uses, in plain English.

Generative AI
Software that writes text, code or analysis on request by predicting what a good answer looks like from patterns in the material it was trained on.
Large language model
The kind of generative AI behind ChatGPT, Claude and Gemini, trained on very large amounts of text.
Hallucination
An AI answer that is fluent and confident but false, such as a court case, a book or a policy that does not exist.
The jagged frontier
Researchers' term for the uneven edge of what AI does well. It can excel at one task and fail at a similar-looking one.
Augmentation
Using AI as a collaborator on work a person still owns: learning, iterating, checking work.
Automation
Handing a whole task to AI, with little or no human involvement.
AI exposure
The share of a job's tasks that AI can perform or speed up. Exposure is not the same as job loss.
Tacit knowledge
Know-how a person has but cannot fully put into words, such as an experienced doctor's read of a frightened patient.
Productivity
Output per hour of work. In the customer-support study in Part III, it is customer problems resolved per hour.
Percentile
A position within a group. Someone in the top 10% outperforms at least 90% of their peers.
B2B sales
Business-to-business selling: products or services sold to other companies, usually to a group of decision-makers.
Case method
Teaching by putting students in the position of a decision-maker facing a real situation, then asking them to decide and defend the decision.
Part I What to Build

Know Enough to Overrule It

AI often sounds just as confident when it is wrong. Three capabilities let a person use it without being fooled: deep knowledge of a field, the habit of testing what it says, and the skill of bringing other people along.

−19 ptsin correct answers when consultants used AI on a task it got wrong

Generative AI is fluent by design. It will answer almost any question in polished prose, whether or not the answer is true. That makes it most dangerous in the hands of someone who cannot tell the difference, and most useful to someone who can. Three capabilities separate the two: deep knowledge of a field, the habit of testing what the machine says, and the skill of bringing other people along.

Section 1.1Domain knowledge: you cannot check what you do not know

The clearest test comes from a preregistered experiment with 758 consultants at Boston Consulting Group. On tasks inside what the researchers call AI's “jagged frontier,” consultants using GPT-4 completed 12.2% more tasks, 25.1% faster, and their work was rated about 32% better on average.1

Then the researchers set a task outside the frontier: a business problem designed so that the AI, given the case materials, would reach the wrong conclusion. Working without AI, 84.5% of consultants reached the right answer. With AI, 70.6% did, and among those also given training in how to prompt it, only 60%.1 These were, in the authors' words, “highly specialized knowledge workers working within their domain of expertise.”1

Exhibit 1
When AI was wrong, many experts followed it
Share of BCG consultants reaching the correct answer on a business problem outside AI's competence
Using AI cut correct answers by 19 percentage points on average, and the group trained to use it did worst. The AI-assisted recommendations were also rated more persuasive, even when they were wrong.
Source: Dell'Acqua et al., Organization Science, 2026.1 GPT-4 as available in April 2023; a single task outside the frontier, which the authors call an inherent limitation.
Data table
GroupCorrect

A further finding matters as much. In the authors' words: “AI-supported participants produced recommendations that were more coherent and persuasive, underscoring that AI improves presentation and argumentation even when the underlying analysis is flawed.”1 A fluent mistake can be harder to catch than a clumsy one. The lesson is not to avoid AI. It is to know enough to overrule it, and to check.

“…judgment is not a substitute for expertise. It is its highest expression, and it is the advanced skill that a world of ubiquitous information will make precious.”

Report of the Committee on the Future of the American University, Cornell University, 20262

Section 1.2Critical thinking: test the assumption, not just the answer

AI does not only make mistakes. It makes them persuasively, and people who should know better pass them on. Exhibit 2 lists cases in which a confident AI answer cost someone money, a ruling or a reputation.

Exhibit 2
When AI bluffed: eight cases
Confident machine answers that turned out to be false, and what they cost
CourtsCompanies and governmentMedia
  1. Feb 2023
    Google. In a launch demo, its Bard chatbot claimed the James Webb Space Telescope took the first picture of a planet outside our solar system. It did not. Alphabet's shares fell 7.7% the day the error was reported, about $100 billion in market value.3
  2. Jun 2023
    Mata v. Avianca. A federal judge in New York fined two lawyers and their firm $5,000 for a brief citing six court decisions that ChatGPT had invented, and for standing by them after the court questioned them.4
  3. Feb 2024
    Air Canada. A Canadian tribunal held the airline liable after its customer-service chatbot misstated its bereavement-fare policy. In the tribunal's words, the airline was in effect suggesting the chatbot was “responsible for its own actions,” which it called “a remarkable submission.”5
  4. Mar 2024
    New York City. Reporters found the city's MyCity business chatbot telling users they could take a cut of workers' tips and turn away housing vouchers, both illegal in the city. New York took the chatbot down in February 2026.6
  5. May 2025
    A newspaper reading list. A syndicated summer insert in the Chicago Sun-Times and Philadelphia Inquirer recommended 15 books, 10 of which did not exist. The freelance writer said he had republished a list an AI program produced.7
  6. Jul 2025
    Coomer v. Lindell. A federal judge in Colorado fined lawyers for MyPillow founder Mike Lindell $6,000 in total over a filing with “nearly thirty defective citations.” One told the court: “I personally did not check it.”8
  7. Oct 2025
    Deloitte Australia. The firm agreed to repay part of a A$440,000 government contract after its report was found to contain a fabricated court quote and references to nonexistent research. The revised report disclosed that generative AI had been used in writing it.9
  8. Feb 2026
    Ars Technica. The technology site retracted an article containing quotations generated by an AI tool and attributed to a source who never said them. “That is a serious failure of our standards,” its editor wrote.10
The pattern repeats: a fluent answer, a missing check, a public cost. In most cases, someone published or filed the AI's output without verifying it.
Sources: see notes 3, 4, 5, 6, 7, 8, 9, 10. The tribunal did not establish what kind of chatbot Air Canada used. Alphabet's fall came on the same day as Google's Paris AI event and the day after Microsoft's Bing launch.

Someone is keeping count. A public database compiled by the legal researcher Damien Charlotin listed 2,097 court decisions involving AI-invented material as of September 30, 2026: fake cases, fake quotations, fake citations. Self-represented litigants account for 58% of them and lawyers for 40%. Judges account for 33 decisions.11

Exhibit 3
AI-invented material in court, by year
Court and tribunal decisions finding or implying that a party relied on hallucinated content, worldwide
From 16 decisions in 2023 to 1,165 in the first nine months of 2026. More than two in three are from U.S. courts.
Source: Damien Charlotin, AI Hallucination Cases database, data downloaded October 1, 2026; yearly counts are our tally of its decision dates.11 2023 begins in April. The database is one researcher's collection, and recent months are undercounted because decisions surface with a lag.
Data table
YearDecisions

The quieter risk is misplaced trust. In a survey of 319 knowledge workers by researchers at Carnegie Mellon and Microsoft, “higher confidence in GenAI is associated with less critical thinking, while higher self-confidence is associated with more critical thinking.”12 Workers more confident in their own abilities, in other words, reported checking more. The authors note that the survey cannot show cause and effect.

An early study from MIT's Media Lab points the same way. Of 18 participants who wrote an essay with ChatGPT, 15 could not correctly quote a sentence from the essay they had just written, against 2 of 18 in each of the comparison groups. The gap narrowed in later sessions, and the study is a small preprint that has not yet been peer-reviewed.13

Three questions to put to any AI answer. None needs special training. All three need knowledge of the subject.

The source

Where did this come from?

Ask for the source, then open it. Invented court cases arrive with citations that look real.

The assumption

What does it assume?

Name the premise that, if wrong, would change the answer. Many confident errors rest on a premise nobody checked.

The expert

What would an expert say?

Test the answer against what you know of the field, and against someone who knows more. Fluency is not evidence.

The habit can also run the other way, with the tool questioning the person. McKinsey's global managing partner, Bob Sternfels, built an AI agent he calls Contra. Every talk he gives goes to Contra first, with two questions: “What am I missing? What's the other argument to this?”14

Section 1.3Interpersonal skill: an answer is not yet a decision

An answer becomes a decision only when people agree to act on it. Cornell's committee makes the point directly: “People must be good at deciding what to do and why. They will need to figure out how to negotiate those whats and whys with other people.”2

“Sound judgment is interpersonal: it requires the willingness to risk being wrong in front of others, to hold and be held accountable, and to build the kind of trust that sustains honest intellectual exchange.”

Report of the Committee on the Future of the American University, Cornell University, 20262

In consulting, winning that agreement can take most of a project. Luis Garicano, an economist at the London School of Economics and a co-author of the 2026 book Messy Jobs: The Work That AI Cannot Reach, describes a consultant redesigning a large airline's loyalty program: “His team finished the analysis in two weeks. Months later the program still does not exist.” The months went to the parties with something to lose: departments inside the airline, and partners such as hotel chains and credit-card companies. “Once the analysis is cheap,” Garicano writes, “what remains is to learn what each party will actually accept, and to obtain commitments from those who are authorized to make them.”15

Some employers now hire for it directly. McKinsey puts “more of a premium on working with other people,” Sternfels told the New York Times in October 2026. One marker the firm looks for is success in a team sport. Another is a retail job as a teenager, where “you don't have positional authority. You have to deal with people.”14

Employers say graduates arrive short on several of these skills. In surveys by the National Association of Colleges and Employers, 78.1% of students rated themselves very or extremely proficient in communication, but only 53.5% of employers rated new graduates that highly. The gaps are wider for leadership and professionalism and close to zero for teamwork. On technology, employers rate graduates more highly than graduates rate themselves.16

Exhibit 4
Students rate themselves more ready than employers do
Share rating new graduates very or extremely proficient, by career-readiness competency
Students rating themselves (spring 2024)Employers rating new graduates (fall 2024)
The widest gaps are in leadership, professionalism, critical thinking and communication. Technology is the one competency where employers rate graduates higher than graduates rate themselves.
Source: NACE, 2024 Student Survey and Job Outlook 2025 employer survey (237 employers).16 Students rated themselves; employers rated recent graduates in general. Gaps are percentage points, our calculation.
Data table
CompetencyStudentsEmployers

The labor market has paid for these skills for decades. Between 1980 and 2012, jobs requiring high levels of social interaction grew by nearly 12 percentage points as a share of U.S. employment, while math-intensive jobs that needed little social skill shrank by 3.3 points.17 Pay followed. Real wages rose about 26% in jobs that demanded both math and social skills, against about 5.9% in math-heavy jobs with little social content.17

Exhibit 5
Jobs that need people skills grew; jobs that do not, shrank
Change in share of U.S. employment, 1980–2012, by the math and social skills an occupation requires
Math alone was not enough. The occupations that grew fastest, and saw the fastest wage growth, required both analytical and social skills.
Source: David Deming, Quarterly Journal of Economics, 2017, Figure IV.17 “High” and “low” mean above or below the median for all occupations. The low-math, low-social figure is derived: the four groups' changes sum to zero.
Data table
Occupation groupChange in employment share
Part II The Bell Curve

Where the Top Ten Percent Stand Apart

Most professions have a small group far above the rest. In work that serves people, we argue, the best are set apart by their attention to the person in front of them, from a physician's exam room to a hotel's front desk.

26%of output from the top 5% of academic researchers, on the curve the study found

Picture most professions as a curve. Most practitioners sit in a broad middle of competent work. A smaller group sits far out on the right, and it accounts for a disproportionate share of what gets done. A study of 633,263 researchers, entertainers, politicians and athletes found performance in most of its 198 samples far more top-heavy than a bell curve. Applied to academic researchers, that shape implies the top 1% produce 10% of the output and the top 5% produce 26%.18 Other researchers argue that in many cases the extreme skew is an artifact of how performance is measured, and that better measures produce a curve closer to normal.19

This briefing is about what puts people in that tail, and what AI does to everyone else. In work that serves people, this briefing argues, the best are set apart by their attention to the person in front of them: the patient, the guest, the client. The examples below are suggestive rather than proof. Exhibit 6 shows the shape the rest of this briefing uses.

Exhibit 6
The competency curve
Performance across the people in a typical profession (illustrative)

Scroll sideways to see the whole curve.

The curve leans right, reflecting research that finds the best further out than a bell curve suggests. Part III shows what AI does to the bottom 80%. Part IV shows the careers where the top 10% keep their edge.
Illustration by The Boardroom. The skew reflects research finding individual performance more top-heavy than a normal distribution.18 Group boundaries follow this briefing's framing, not a measured cutoff.

Section 2.1The physician

18.3 vs 15.0Minutes per routine visit for primary-care doctors with no malpractice claims, against those with two or more.20

Medical knowledge is the entry ticket. A study published in JAMA suggests that what doctors do in the room matters too. Researchers recorded routine office visits with primary-care physicians who had no malpractice claims and with those who had two or more. The doctors with no claims spent longer with each patient, 18.3 minutes against 15.0. They told patients more about what to expect, and they laughed and used humor more.20

The study was observational, and among surgeons it found no such differences.20 For primary care, though, the association is striking: the doctors who took time to orient and engage their patients were the ones without a history of claims.

Section 2.2The front desk

At a luxury hotel, checking a guest in is routine. In this briefing's view, what sets the best front-desk agents apart is what happens around it: noticing the exhausted guest, remembering the returning one, fixing a problem before the guest raises it. St. Regis has offered butler service, introduced by John Jacob Astor IV at The St. Regis New York, for more than a century.21

The Ritz-Carlton, a sister brand within Marriott, turned the same idea into a rule. Under co-founder Horst Schulze, every employee, down to the dishwasher, had up to $2,000 to spend on a guest's problem, according to a profile in Chief Executive.22

“So far, we have never had to max out the budget. A plate of cookies or a lunch has sufficed.”

Horst Schulze, co-founder of The Ritz-Carlton Hotel Company, on that budget, in Chief Executive, 202222

Section 2.3The business

Some companies write the trait into their rules. Amazon lists “Customer Obsession” first among its 16 Leadership Principles: “Leaders start with the customer and work backwards. They work vigorously to earn and keep customer trust.”23

Employers across industries rank the same qualities. In the World Economic Forum's Future of Jobs Report 2025, “empathy and active listening” and “service orientation and customer service” both make the list of the ten core skills employers value most, with analytical thinking at the top.24

Exhibit 7
What employers say their workforce needs
Share of employers naming each as a core skill, 2025 (top ten)
Skills of serving peopleOther core skills
Only one of the ten, technological literacy, is a technical skill. Empathy and service orientation sit beside analytical thinking and leadership on employers' list of what their people need most.
Source: World Economic Forum, The Future of Jobs Report 2025.24
Data table
Core skillShare of employers

Section 2.4Can AI do this?

AI can write the words. In a 2023 study in JAMA Internal Medicine, licensed health-care professionals compared chatbot and physician answers to 195 questions patients had posted online. They preferred the chatbot's answer 78.6% of the time. They rated its answers good or very good in quality 78.5% of the time, against 22.1% for physicians, and empathetic or very empathetic 45.1% of the time, against 4.6%.25

Exhibit 8
On a screen, the chatbot read as better and kinder
Ratings of answers to 195 patient questions posted online, 2023
Physicians' answersChatbot's answers
Written empathy is now easy to produce. The study's authors do not propose replacing doctors. They propose AI drafts that physicians review before anything reaches a patient.
Source: Ayers et al., JAMA Internal Medicine, 2023.25 The evaluators were licensed health-care professionals on the research team. Chatbot answers averaged 211 words against 52 for physicians, and the authors note that length may have read as empathy.
Data table
MeasurePhysiciansChatbot

That is the distinction this briefing draws. Empathy in a reply is a sentence. Empathy at the top of a profession is an act: noticing what the other person needs, deciding what to do about it, and answering for the result. No chatbot notices the guest at the desk, or stands accountable for a patient's recovery.

Section 2.5The same job at two levels

Across the professions in this briefing, AI increasingly handles the information work. What the top 10% add is the part that depends on another person.

Exhibit 9
What AI increasingly does, and what the best add
ProfessionWork AI increasingly does or draftsWhat the top 10% add
PhysicianVisit notes, draft replies to patient messagesEarning the patient's trust, noticing what the chart misses, owning the decision
Hotel front deskStandard questions, bookings, routine requestsReading the guest's mood, remembering the regular, fixing the problem before it is raised
B2B salespersonAccount research, product information, proposals, follow-up emailsReading the buying group, earning trust, negotiating terms
Trial lawyerLegal research, document review, first draftsReading a jury, cross-examining a witness, counseling the client on risk
Banker or consultantA first-draft model, a slide deck, a market summaryKnowing which number the client cares about, and defending the recommendation in the room
The dividing line runs through each job, not between jobs. Parts III and IV show the evidence on each side of it.
Framework by The Boardroom, drawn mainly from the examples and sources in Parts II to IV.
Part III The Great Leveling

AI Lifts the Bottom Toward Average

Generative AI gives its biggest boost to the least skilled, partly, it seems, by spreading what the best already do. The gap between weak and average work narrows, and entry-level hiring in AI-exposed jobs is falling behind.

+36%gain for the least-skilled fifth of support agents; the most skilled fifth gained nothing significant

The best evidence on what AI does to work comes from studies that compared workers with and without AI, then measured the difference. They span customer support, management consulting and professional writing. On one point they agree: AI helps the least skilled the most.

That is good news for anyone starting out, and a warning for anyone planning a career. When most of a profession can turn out the same competent work with the same tool, that work stops being scarce. The bottom 80% of the curve in Exhibit 6 starts to look alike.

Exhibit 10
Three studies, one pattern
Effect of giving workers generative AI, by study
StudyWho took partWhat AI did on averageWho gained most
QJE, 2025Customer support5,172 support agents at one companyIssues resolved per hour rose 15%.26The least-skilled fifth gained 36%. The most-skilled fifth gained nothing significant.26
Organization Science, 2026Consulting758 Boston Consulting Group consultantsOn tasks inside AI's frontier, 12.2% more tasks completed, 25.1% faster.1“Relatively lower-skilled individuals gained the most.”1
Science, 2023Professional writing453 college-educated professionalsTime taken fell 40% and quality rose 18%.27“Inequality between workers decreased.”27
In every study, the weakest workers gained the most. Stronger workers gained less, and in the customer-support study the most skilled gained nothing measurable. AI raises the floor faster than the ceiling.
Sources: Brynjolfsson, Li and Raymond;26 Dell'Acqua et al.;1 Noy and Zhang.27

Section 3.1Copying the best

Why would AI help the weakest most? The customer-support study is the clearest case. The researchers followed 5,172 agents at one company as an AI assistant was rolled out, and suggest the tool worked “by exposing lower-skill workers to the best practices of higher-skill workers.”26 In effect, AI turned yesterday's best practice into today's baseline.

The assistant learned from the company's past chats, and its developer gave extra weight to conversations handled by top performers.26 The least-skilled fifth of agents gained 0.53 resolved issues per hour, a 36% increase. The gains shrank at every step up the skill ladder, to nothing measurable for the most skilled (Exhibit 11).26 Experience showed the same pattern: agents in their first month gained 0.71 issues per hour, while those with more than a year on the job gained essentially nothing. With AI, agents with two months on the job performed as well as agents without it who had more than six.26

Exhibit 11
AI helped the least skilled the most
Change in customer issues resolved per hour after agents got an AI assistant, by agents' skill before AI
The least-skilled fifth gained 0.53 issues an hour, a 36% increase. The most skilled gained nothing measurable. AI raised the floor and left the ceiling where it was.
Source: Brynjolfsson, Li and Raymond, Quarterly Journal of Economics, 2025, Figure III; coefficients from the authors' November 2024 draft appendix (Table A.VI), which match the published figure.26 5,172 agents at one company. The top-fifth estimate is not statistically different from zero.
Data table
Skill before AIChange in issues resolved per hour

For the most skilled agents there was little left to teach. AI added no significant productivity, and their resolution rates and customer satisfaction slipped slightly.26 Whatever made them the best was not something the assistant could hand back to them.

Economists have a name for what is hard to copy. In 1966 the philosopher Michael Polanyi observed, “We can know more than we can tell.” MIT economist David Autor called this Polanyi's paradox: “engineers cannot program a computer to simulate a process that they (or the scientific community at large) do not explicitly understand.”28 Machine learning gets around part of the paradox by learning from examples instead of rules. That is how the support assistant picked up top agents' habits. What it cannot learn is what never made it into the examples: the read of one customer in one moment, a relationship built over years, and the responsibility for what happens next.

Section 3.2When the human drops out

On routine enough work, AI does not just help. It can do the job. In the writing study, a third of the professionals given ChatGPT said they submitted its first draft without editing it, and those who said they edited were active on the task for only 3.3 minutes on average. The ChatGPT users' work scored no higher on average than ChatGPT's raw output.29 The authors leave open whether that means AI will displace such workers or augment them.29

Science · 2023
−40%
time taken on midlevel professional writing tasks with ChatGPT.
Noy & Zhang27
Science · 2023
+18%
output quality, as rated by evaluators working in the same occupations.
Noy & Zhang27
Authors' extended version
33%
of professionals given ChatGPT said they submitted its first draft unedited; on average, users' work scored no higher than the raw output.
Noy & Zhang29

The machines are also getting better at the middle of professional work. GDPval, a benchmark OpenAI built from real assignments in 44 occupations, asks industry experts to grade AI deliverables against those of professionals with an average of 14 years' experience. In September 2025, the best model's work was graded as good as or better than the professional's 47.6% of the time. By April 2026, OpenAI reported 84.9% for GPT-5.5, its newest model at the time.30,31

The benchmark's limits matter as much as its scores. Its tasks are, in OpenAI's words, “precisely-specified and one-shot,” and tasks involving “extensive tacit knowledge” or “communication between individuals” are out of scope.30 The work it measures is the kind AI increasingly matches. The work it leaves out is the work this briefing argues will hold its value.

Exhibit 12
AI's work, graded against professionals'
Share of GDPval comparisons in which the model's deliverable was rated as good as or better than an industry professional's
In seven months, the best result went from under half to about 85%. The tasks are well-defined, one-off assignments. Building context, judging what a client really needs and working with other people are outside the test.
Sources: OpenAI, GDPval launch post and paper (September–October 2025, 220-task gold subset; best model Claude Opus 4.1);30 OpenAI model announcements, December 2025 to April 2026, which report the same measure.31 Later results are OpenAI's own claims and have not been independently replicated. In July 2026 OpenAI began reporting a different, AI-graded Elo score (GDPval-AA) that is not comparable.
Data table
Model (OpenAI evaluation)As good or better

Section 3.3The entry-level squeeze

The labor market is moving the same way, starting with the youngest workers. Stanford economists tracking payroll records found that employment of 22- to 25-year-olds in the most AI-exposed occupations fell about 11% between November 2022 and June 2026. In the least-exposed occupations, employment for the same age group grew about 10%.32 Measured against where it would be had it kept pace with less-exposed peers, young workers' employment in AI-exposed jobs stands 19% short.32

Experienced workers in the same occupations show no comparable gap, and the shortfall comes mostly from less hiring rather than more departures.32 The authors call these early, descriptive indicators rather than causal estimates.32 But the direction matters for anyone choosing a path. The declines are concentrated where AI substitutes for human tasks rather than complementing them.32 Some of the stakeholders Cornell's committee consulted gave the same warning: “when AI can cheaply replace an intern,” graduates “must attain a higher level of experience than before to even get in the door.”2

Exhibit 13
The youngest workers in AI-exposed jobs fell behind
Change in employment by age, November 2022 to June 2026, U.S. payroll data
Least AI-exposed occupationsMost AI-exposed occupations
Workers under 31 in AI-exposed jobs went backward, by far the most at ages 22 to 25. Workers 35 and older kept growing in exposed jobs, and from 41 up about as fast as anywhere else. The authors find the declines where AI substitutes for tasks, not where it complements them.
Source: Brynjolfsson, Chandar and Chen, Stanford Digital Economy Lab, August 2026.32 All values are read from the paper's chart (Online Appendix Figure B.2); the 22–25 values match the text's “about 11%” and “about 10%.” “Most exposed” is the top two of five exposure groups; “least exposed” is the bottom three. Descriptive, not causal.
Data table
AgeLeast exposedMost exposed

Economists have a theory of why the first rung moves first. Apprenticeships, as Garicano and Kellogg's Luis Rayo put it in a 2025 working paper, “let juniors pay for training by doing menial work.” Rayo explains the problem: “Now that AI does that [work] essentially for free, the currency that apprentices are using to buy knowledge is vanishing.” In their model, AI pushes juniors onto harder work from the start. Apprenticeships remain safe as long as a fully trained worker using AI produces more than about 2.7 times what the AI produces alone. Below that line, training gets shorter, and “advances in AI threaten wholesale apprenticeship collapse.”33,34 It is a model, not a measurement, and the payroll data above cannot show cause, but the two point the same way.

What is left for juniors is the part of the job they used to learn last. For knowledge workers, MIT Sloan labor economist Anna Stansbury suggested at a Peterson Institute discussion of Messy Jobs in September 2026, “the job has become a management job even at the entry level.” Someone still has to define the task, set the goals and delegate the work, then review it, handle the edge cases and judge its quality; what machines can now do is the execution in between. Juniors used to learn that judgment by doing the execution. The open question, Stansbury said, is how to build a system in which a newcomer can “come straight in” and do the goal definition and quality evaluation: “I would call those sort of management skills.”35

Section 3.4People collaborate; companies automate

Who is using AI shapes what it does. Anthropic, which makes the Claude models, classifies a sample of its own traffic. In February 2026, 53% of conversations on Claude.ai were augmentation, where people worked with the AI by learning, iterating or checking their own work, and 44% were automation, where they handed it a task to complete. Among businesses and developers using Claude through its API, automation was 68% and augmentation 17%. That API traffic includes Claude Code, Anthropic's coding tool, which accounts for a large share of it.36

Exhibit 14
People collaborate with AI; companies automate with it
Share of sampled Claude conversations by pattern of use, February 2026
Augmentation: learning, iterating, checking workAutomation: handing over a taskUnclassified
Through the API, which businesses and developers use to build Claude into their own tools, most conversations hand it a task to complete. Much of that traffic is software coding.
Source: Anthropic Economic Index, March 2026 report and appendix.36 Anthropic's own classification of 1 million conversations on each platform, February 5–12, 2026; API traffic includes Claude Code. Its June 2026 report changed methods, so later figures are not comparable.
Data table
PlatformAugmentationAutomationUnclassified

Klarna, the payments company, shows what automation looks like at scale. In February 2024 it said its AI assistant was handling two-thirds of customer-service chats, “doing the equivalent work of 700 full-time agents.”37 About 14 months later its chief executive said cost “seems to have been a too predominant evaluation factor,” and “what you end up having is lower quality.”38 Klarna now describes a “dual-track approach.” Its AI assistant handled 80% of chats in 2025, and every customer can still choose a person.39 Klarna kept AI for most conversations and kept a person available for any customer who wants one. That line, between the machine's work and the person's, is where Part IV begins.

Part IV Enabled, Not Replaced

Careers Built on Trust

Where a career ends with one person trusting another, AI takes over the preparation and leaves the moment to people. B2B sales, major surgery and trial law show where the line runs.

3.15Mda Vinci robotic procedures in 2025, every one under a surgeon's control

Exposure to AI is not the same as replacement. Goldman Sachs economists estimated in 2023 that roughly two-thirds of U.S. jobs are exposed to some degree of automation by AI, and that generative AI could take over as much as a quarter of current work. Their illustrative assumptions were consistent with 63% of U.S. employment being complemented by AI, 7% substituted and 30% unaffected.40

The Stanford payroll study points the same way. Where AI “primarily complements workers, employment is flat or rising, especially for experienced workers.”32 The careers in this part all end in a moment of trust between people. That, this briefing argues, is why AI tends to make the people who do them more productive rather than unnecessary.

Exhibit 15
How much of each kind of work AI could automate
Share of current work tasks exposed to automation by AI, by U.S. occupation group (Goldman Sachs estimate, 2023)
The three careers examined in this partAll occupationsOther occupation groups
Legal work ranks second at 44%; sales is 31% and health-care practitioners 28%. Exposure counts tasks, not jobs. Goldman judged most exposed jobs more likely to be complemented than replaced.
Source: Goldman Sachs Global Investment Research, Briggs and Kodnani, March 2023, Exhibit 5.40 Base-case estimate; Goldman's scenarios range from 15% to 35% of all work.
Data table
Occupation groupShare of work exposed

Section 4.1B2B sales: the buyer still wants a person to check the machine

Most business buyers say they would rather buy without a sales rep. In a Gartner survey of about 645 B2B buyers in August and September 2025, 67% said they prefer a rep-free experience. Yet 69% prefer to validate AI-generated insights with sales reps, and reps remain buyers' most important source of information when they choose a preferred supplier, secure internal support and finalize the purchase.41,42

Complex purchases are made by groups. Gartner's 2025 research found buying groups “ranging from five to 16 people across as many as four functions.”43 Earlier, it found purchase regret 23% higher among customers who preferred to buy without a rep than among those who worked with one.44 Reading a room of 16 people with different agendas, and moving them to one decision, is not something a buyer can download.

Gartner forecasts that by 2030, 75% of B2B buyers will prefer sales experiences that put human interaction ahead of AI, which it says “could mean fewer but more specialized sales roles, with greater investment in training and interpersonal skills.”45 If that holds, the sellers who keep their seats will be the ones who bring judgment to the buying group, not information it can find for itself.

Gartner · 2026
67%
of B2B buyers prefer a rep-free buying experience.
Survey of ~645 buyers41
Gartner · 2026
69%
prefer to validate AI-generated insights with a sales rep.
Same fieldwork, Aug–Sep 202542
Gartner · 2025
5–16
people in a buying group, across as many as four functions.
Survey of 632 buyers43

Section 4.2Major surgery: the machine in the room, the surgeon at the controls

The operating room already runs on advanced machines, with surgeons at the controls. Surgeons performed about 3.15 million procedures with Intuitive's da Vinci robotic systems in 2025, up from about 1.23 million in 2019, on an installed base of 11,106 systems.46 The U.S. Food and Drug Administration is blunt about the label: “The device is not actually a robot because it cannot perform surgery without direct human control.”47

Exhibit 16
Robot-assisted surgery has more than doubled, with a surgeon at every console
Worldwide procedures performed with da Vinci surgical systems, millions
Procedures grew about 2.6 times between 2019 and 2025. In every one, the system translated a surgeon's hand movements into the instruments' movements.
Source: Intuitive Surgical, preliminary full-year results (January of each following year) and 2025 Form 10-K.46 Company estimates; 2020 reflects the pandemic. Growth multiple is our calculation.
Data table
YearProcedures

Autonomy is arriving one step at a time. In 2025 a Johns Hopkins robot performed the clipping-and-cutting phase of a gallbladder removal on its own, on eight pig specimens outside a living body. It was slower than a surgeon, and a human assistant loaded clips and changed its tools.48 Robots have begun to carry out narrow steps on living patients: a peer-reviewed study in May 2026 described an autonomous system placing dental implants in 11 patients.49 Experts reviewing the field in July 2026 wrote that “the highest level of autonomy has not yet been achieved.”50

Meanwhile AI is giving doctors time back with their patients. At Kaiser Permanente's Northern California medical group, 7,260 physicians used ambient AI scribes, which draft visit notes from the conversation, in 2,576,627 patient encounters over 63 weeks. The group estimates they saved 15,791 hours of documentation.51 In surveys, 84% of physicians said the scribes had a positive effect on their visits, and 56% of patients said the same about visit quality; none said their visit was worse.51 A randomized trial at UCLA found more modest time savings, so the gains vary by tool and setting.52

Kaiser Permanente · 2025
2.58M
patient visits in which physicians used an AI scribe to draft their notes.
NEJM Catalyst51
Kaiser Permanente · 2025
15,791 hrs
of documentation time saved in the first year, by the group's estimate.
NEJM Catalyst51
Kaiser Permanente · 2025
84%
of surveyed physicians said the scribes improved their visits with patients.
Survey of 102 physicians51

Section 4.3Trial law: the research gets faster; the lawyer still answers for it

On paper, law is among the most exposed professions. Goldman put 44% of legal tasks within AI's reach, second only to office and administrative support.40 Firms are adopting it for exactly those tasks. In a Thomson Reuters survey of 1,514 professionals in late 2025, 41% of law firms said they already use generative AI. Among legal professionals using it, the top uses were legal research (80%), document review (74%) and summarizing documents (73%).53

The profession's ethics guidance keeps a person in charge. The American Bar Association's 2024 ethics opinion warns that “lawyers' uncritical reliance on content created by a GAI tool can result in inaccurate legal advice to clients or misleading representations to courts and third parties.” Lawyers “may not leave it to GAI tools alone to offer legal advice to clients, negotiate clients' claims, or perform other functions that require a lawyer's personal judgment or participation.”54

The courts have drawn the same line for themselves. Federal judges have been cautioned “not to delegate core judicial functions to AI, including decision-making or case adjudication.”55 A proposed federal rule on machine-generated evidence, still under study, rests on a plain observation: “a machine cannot be cross-examined.”56 The Bureau of Labor Statistics rates lawyers “very high” in AI exposure, yet projects their employment to grow 4.7% over the next decade, faster than the 3.5% average for all occupations.57,58

Section 4.4Where the line runs

Human contact alone is no shield; the line runs through each job, not between jobs. Microsoft's analysis of 200,000 Copilot conversations ranks sales representatives of services fourth of 785 occupations for AI applicability, customer service representatives seventh and concierges fourteenth.59 What those scores capture is the information in the job: answering questions, explaining options, drafting messages. The authors caution that reading high scores as job loss “would be a mistake.”59

The government's projections show where the information work is thinning. BLS expects customer service representatives to decline 5.3% by 2035, and cites AI tools in the sales process as one reason it expects sales jobs overall to shrink 1.4%. Lawyers, registered nurses and physicians, whose work ends in advice, care and accountability, are projected to grow at or above the average.58

Messy Jobs gives that line a name. “A hard job is not a messy job,” Garicano told the same Peterson Institute audience. Chess and math are hard, but they are clean: single tasks where “you can actually give the computer feedback and say whether it is or it's not correctly done.” Clean work is where AI arrives first. A job is messy, the authors argue, when its tasks “must be combined under incomplete knowledge, conflicting objectives among the different parties and binding constraints on who has the authority to make decisions.”35,15

Radiology is the classic test. In 2016 the computer scientist Geoffrey Hinton, a Turing Award winner, said on stage: “People should stop training radiologists now.”60,61 In 2025, U.S. diagnostic radiology residency programs offered a record 1,208 positions, and radiology was the second-highest-paid medical specialty, averaging $520,000 a year.61 Reading an image is one task; the radiologist's job is the bundle around it. “A radiologist who has already spoken with the patient and reviewed the clinical record may be able to read the scan better than one who sees only the image,” Garicano writes.62

Exhibit 17
Where the government expects the jobs to go
Projected change in U.S. employment, 2025–35
Projected declines cluster in routine information work. Growth is strongest where the job ends in care or advice. All of these occupations are exposed to AI; what differs is what remains for a person to do.
Source: U.S. Bureau of Labor Statistics, Employment Projections 2025–35, Table 1.2 (released August 27, 2026).58 “Physicians and surgeons” is our sum of two BLS lines. BLS notes its methods are “not designed to capture extremely rapid technological change.”63
Data table
OccupationProjected change, 2025–35
Part V How The Boardroom Fits In

Five Days of Practice in Judgment

The Boardroom teaches students aged 14 to 18 to think the way business is actually decided. Each day builds one of the capacities this briefing describes, and the week ends with a recommendation defended before working executives.

5 daysMarket, money, value, deal, board: the path a real decision takes

The Boardroom is a five-day business program in Boston for high-school students. It is taught by the case method top business schools use, and led by practitioners with backgrounds in investment banking, private equity and management consulting. Students do not sit through lectures. In every session they make a call and defend it aloud while peers and instructors push back.

That format matters more as AI spreads. Cornell's Committee on the Future of the American University notes that in classes built on hands-on projects and cases, assessment is “more robust against the widespread availability of AI because students are demonstrating their capacities in action every time the class meets.”2 A chatbot can write an essay. It cannot take a board's questions for a student.

Timing matters too. Part III shows entry-level employment falling behind in the jobs most exposed to AI, and stakeholders warning that graduates now need more experience than before to get in the door.32,2 The Boardroom gives students their first real practice years before that door.

Section 5.1The week, mapped to this briefing

Each day of the program builds one of the capacities that Parts I to IV show gaining value as AI spreads.

Exhibit 18
The Boardroom week, and why each day matters more now
DayIn the roomWhat it buildsWhere this briefing shows why
MondayThe MarketWhy some companies dominate for decades and others are toppled overnight. Where the advantage lies, and where the profit hides.Domain knowledgePart I: you cannot check an answer in a field you do not know.
TuesdayReading the MoneyThe three financial statements, read on real, name-brand companies side by side.Domain knowledgePart I: many experienced consultants still followed AI to a wrong answer when the task was outside its competence.
WednesdayWhat's It Worth?How a company is priced, and why the “right” number is an argument you make, not a fact you look up.Critical thinking: testing the assumptions behind a numberPart I: a confident answer can rest on an assumption nobody checked.
ThursdayThe DealA real acquisition lands on the table. Teams act as the advisors and decide whether to do the deal, and at what price.Judgment under uncertainty, teamworkPart III: what AI copies from the best, and what it cannot.
FridayThe BoardTeams present their recommendation to a panel of working executives and take the questions a real board would ask.Persuasion, presence, reading the roomParts II and IV: in work that serves people, the best earn the trust of the person in front of them.
The week moves from knowledge, to judgment, to the room. The first three days build the expertise and skepticism to check an answer. The last two practice what AI cannot do for a student: deciding, and earning agreement.
Program content: The Boardroom, Boston 2027 curriculum.64

Section 5.2What a student leaves with

Four capacities, each matched to something the earlier parts of this briefing show the AI era rewards.

Domain knowledge

Read a business the way an expert does

Markets, financial statements and valuation, learned on real, name-brand companies. It is the knowledge a student needs to tell when an AI answer is wrong.

On a task AI got wrong, 84.5% of consultants working alone were right, against 60% and 70.6% in the two groups using AI.1
Critical thinking

Test the assumption behind every number

Students learn why the “right” number for a company is an argument you make, not a fact you look up. It is the same skepticism to bring to any AI answer.

As of September 30, 2026, 2,097 court and tribunal decisions involved AI-invented material.11
Persuasion

Win agreement, not just the argument

Teams have to agree on a recommendation before they can defend it, then answer the board's questions in real time.

Only 53.5% of employers rate new graduates very or extremely proficient in communication; 78.1% of students rate themselves that highly.16
Reading the room

See the decision through each person's eyes

What does the CEO say here? The CFO? The investor across the table? Faculty push students to answer from each seat at the table.

Employers worldwide rank empathy and active listening among the ten core skills they value most.24

Section 5.3What families can do, and when

A practical sequence from ninth grade through college, built from the evidence in Parts I to IV.

Grades 9–10Build the base
  • Take the most demanding math courses available. Pay and jobs grew fastest where math and social skills combine.17
  • Use AI tools, and check them. Make a habit of asking where an answer came from and what it assumes.
  • Join something that requires speaking and persuading: debate, Model UN, mock trial or a case competition.
Any summerServe the public
  • Take a job dealing with customers: a front desk, a restaurant, a shop, a camp.
  • Watch what the best people there do differently. Part II shows why it matters in work that serves people.
Summer before grade 11 or 12Get in the room
  • Spend a week making real business decisions: The Boardroom, Boston, July 2027.
  • Practice defending a recommendation to people who push back.
  • Come home with a first-hand answer to “why business?”
Grade 12Choose for depth
  • Weigh colleges and majors by the depth of knowledge they build. Expertise is what lets a graduate overrule a wrong answer.
  • Look for courses taught through cases, projects and discussion, where students show their thinking in the room.2
CollegeGet the reps early
  • Seek work that answers to a real client or customer: internships, research with a professor, a campus business.
  • Entry-level hiring has already fallen behind in AI-exposed fields.32 Real experience gained before graduation helps a candidate stand out.
Boston 2027 · Applications open

Two one-week sessions in Boston

Monday to Friday, 9 to 4, in the heart of Boston. Each session is a single cohort that ends the week presenting a real recommendation to a board of working executives.

Sessions
Jul 12–16 & Jul 26–30, 2027
Format
Mon–Fri, 9–4 · commuter
Admission
By application · May 1 deadline
Tuition
$2,995
Reference

Methodology & Sources

About this briefing

Every figure in this report comes from a named public source and was checked against the original document or reputable reporting. Findings are reported as their authors state them, including their limits. Several studies cited here are working papers, surveys or single-company experiments, and the hiring data in Part III are early, descriptive indicators rather than proof of cause. Where an exhibit is an illustration or a framework rather than measured data, it says so. Figures reflect the latest versions available as of October 1, 2026.

The Boardroom is an independent education program. It is not affiliated with, endorsed by or sponsored by any company, university, research group or other organization named in this briefing; names are used only to describe public research and reporting. The suggestions in Section 5.3 are general guidance, and every student's path will differ.

Sources & Notes

  1. Fabrizio Dell'Acqua et al., “Navigating the Jagged Technological Frontier: Field Experimental Evidence of the Effects of Artificial Intelligence on Knowledge Worker Productivity and Quality,” Organization Science 37(2), 2026, 403–423 (published online March 11, 2026): a preregistered experiment with 758 Boston Consulting Group consultants; on tasks inside the frontier, those using GPT-4 completed 12.2% more tasks, 25.1% faster; on a task outside it, 84.5% of the control group were correct against 60% and 70.6% in the two AI groups; “relatively lower-skilled individuals gained the most.”
  2. Cornell University, Report of the Committee on the Future of the American University (released September 22, 2026). Quotations from pp. 35 (“when AI can cheaply replace an intern”), 38 (“People must be good at deciding what to do and why”), 49 (“Sound judgment is interpersonal” and “more robust against the widespread availability of AI”) and 121 (“judgment is not a substitute for expertise”).
  3. CNN, “Google shares lose $100 billion after company's AI chatbot makes an error during demo” (February 8, 2023), and NPR, report of February 9, 2023: Bard's demo claimed the James Webb Space Telescope took “the very first pictures of a planet outside of our own solar system”; Alphabet shares “fell 7.7% Wednesday, wiping $100 billion off its market value.”
  4. Mata v. Avianca, Inc., No. 22-cv-1461 (PKC) (S.D.N.Y. June 22, 2023), Opinion and Order on Sanctions: two lawyers and their firm fined $5,000 for submitting “non-existent judicial opinions with fake quotes and citations created by the artificial intelligence tool ChatGPT”; the court noted there is “nothing inherently improper about using a reliable artificial intelligence tool for assistance.”
  5. Moffatt v. Air Canada, 2024 BCCRT 149 (B.C. Civil Resolution Tribunal, February 14, 2024): Air Canada ordered to pay C$812.02 after its website chatbot misstated its bereavement-fare policy; “It makes no difference whether the information comes from a static page or a chatbot.”
  6. The Markup, “NYC's AI Chatbot Tells Businesses to Break the Law” (March 29, 2024), and follow-up of January 30, 2026, updated February 4, 2026: “The city has taken down the chatbot.”
  7. Chicago Sun-Times, “Syndicated content in Sun-Times special section included AI-generated misinformation” (May 20, 2025), source of the freelancer's quotation, and its review of May 29, 2025; also NPR, report of May 20, 2025: a syndicated King Features insert “recommended 15 book titles with reviews, though 10 of the titles were fake”; the freelancer said, “I just kind of republished this list that [an AI program] spit out.”
  8. Coomer v. Lindell, No. 1:22-cv-01129-NYW-SBP (D. Colo. July 7, 2025), ECF 383: sanctions of $3,000 against counsel and his firm and $3,000 against co-counsel over a brief with “nearly thirty defective citations.”
  9. Associated Press, “Deloitte to partially refund Australian government for report with apparent AI-generated errors” (October 7, 2025): a A$440,000 contract; the report contained “a fabricated quote from a federal court judgment and references to nonexistent academic research papers”; Deloitte “agreed to repay the final instalment.” CFO Dive (October 21, 2025) reports a refund of over A$97,000.
  10. Ars Technica, “Editor's note: Retraction of article containing fabricated quotations” (February 15, 2026): the article contained “fabricated quotations generated by an AI tool and attributed to a source who did not say them.”
  11. Damien Charlotin, AI Hallucination Cases database (accessed October 1, 2026; last updated September 30, 2026): “legal decisions in cases where generative AI produced hallucinated content”; 2,097 cases identified, of which 1,208 involved self-represented litigants, 831 lawyers and 33 judges.
  12. Hao-Ping (Hank) Lee et al., “The Impact of Generative AI on Critical Thinking: Self-Reported Reductions in Cognitive Effort and Confidence Effects From a Survey of Knowledge Workers,” CHI '25, April 2025 (Carnegie Mellon University and Microsoft Research): 319 knowledge workers, 936 examples of AI use; “higher confidence in GenAI is associated with less critical thinking, while higher self-confidence is associated with more critical thinking.” Self-reported survey data.
  13. Nataliya Kosmyna et al., “Your Brain on ChatGPT: Accumulation of Cognitive Debt when Using an AI Assistant for Essay Writing Task,” MIT Media Lab, arXiv 2506.08872 (preprint, under review; v2 December 31, 2025): 54 participants from five Boston-area universities; in session 1, 15 of 18 in the ChatGPT group could not correctly quote their own essay, against 2 of 18 in each other group. A comment posted on arXiv questions the study's statistical power.
  14. The New York Times, DealBook (Sarah Kessler), “Talking A.I. with the C.E.O. of McKinsey” (October 2026), an interview with Bob Sternfels, condensed and edited by the Times.
  15. Luis Garicano, “What do consultants get paid for?” Silicon Continent (July 30, 2026): a consultant redesigning “the loyalty program of a large airline”; “His team finished the analysis in two weeks. Months later the program still does not exist.” Garicano and his co-authors Jin Li and Yanhui Wu argue that a job is “a bundle of tasks and a position inside an organization,” and messy because its tasks “must be combined under incomplete knowledge, conflicting objectives among the different parties and binding constraints on who has the authority to make decisions.”
  16. Kevin Gray, “The Gap in Perceptions of New Grads' Competency Proficiency and Resources to Shrink It,” National Association of Colleges and Employers, January 13, 2025: NACE's 2024 Student Survey (20,482 students, including 2,281 graduating seniors) compared with its Job Outlook 2025 employer survey (237 respondents).
  17. David J. Deming, “The Growing Importance of Social Skills in the Labor Market,” Quarterly Journal of Economics 132(4), 2017, 1593–1640: jobs requiring high levels of social interaction “grew by nearly 12 percentage points as a share of the U.S. labor force” between 1980 and 2012.
  18. Ernest O'Boyle Jr. and Herman Aguinis, “The Best and the Rest: Revisiting the Norm of Normality of Individual Performance,” Personnel Psychology 65(1), 2012, 79–119: five studies, 198 samples and 633,263 researchers, entertainers, politicians and athletes; individual performance follows a Paretian rather than a normal distribution; the top 1% account for 10% of output and the top 5% for 26% (p. 108).
  19. James W. Beck, Adam S. Beatty and Paul R. Sackett, “On the Distribution of Job Performance: The Role of Measurement Characteristics in Observed Departures from Normality,” Personnel Psychology 67(3), 2014, 531–566: “large departures from normality are in many cases an artifact of measurement.”
  20. Wendy Levinson et al., “Physician-patient communication: the relationship with malpractice claims among primary care physicians and surgeons,” JAMA 277(7), February 19, 1997: audiotaped routine visits with 59 primary-care physicians and 65 surgeons; primary-care physicians with no claims had longer visits (18.3 vs 15.0 minutes), used more orienting statements and more humor and laughter; the differences were “identified in primary care physicians but not in surgeons.”
  21. St. Regis Hotels & Resorts (Marriott International), “Butler Service” (accessed October 1, 2026): introduced at The St. Regis New York by John Jacob Astor IV, offered “for more than a century.”
  22. Don Yaeger, “Part II: Ritz Carlton's Schulze On Empowering Employees To Think Like Owners,” Chief Executive (December 13, 2022): the writer describes “the dishwasher's budget for seeing to it that you are not only happy but also amazed and delighted” as $2,000; Schulze: “So far, we have never had to max out the budget. A plate of cookies or a lunch has sufficed.”
  23. Amazon, Leadership Principles (accessed October 1, 2026): “Customer Obsession” is the first of 16 principles.
  24. World Economic Forum, The Future of Jobs Report 2025 (January 2025): share of surveyed employers naming each skill as a core skill for their workforce.
  25. John W. Ayers et al., “Comparing Physician and Artificial Intelligence Chatbot Responses to Patient Questions Posted to a Public Social Media Forum,” JAMA Internal Medicine 183(6), 2023: 195 questions from Reddit's r/AskDocs; evaluators preferred the chatbot's response in 78.6% of evaluations; responses rated good or very good in quality, 78.5% (chatbot) vs 22.1% (physicians); rated empathetic or very empathetic, 45.1% vs 4.6%. The authors note that response length could have been associated with perceived empathy and propose AI drafts that clinicians edit.
  26. Erik Brynjolfsson, Danielle Li and Lindsey R. Raymond, “Generative AI at Work,” Quarterly Journal of Economics 140(2), 2025 (earlier as NBER Working Paper 31161): 5,172 customer-support agents at one firm; access to an AI assistant raised issues resolved per hour by 15% on average, with the largest gains for the least skilled and least experienced; the authors suggest the tools work “by exposing lower-skill workers to the best practices of higher-skill workers.”
  27. Shakked Noy and Whitney Zhang, “Experimental evidence on the productivity effects of generative artificial intelligence,” Science 381(6654), 2023, 187–192: 453 college-educated professionals on midlevel writing tasks; with ChatGPT, “the average time taken decreased by 40% and output quality rose by 18%”; “inequality between workers decreased.”
  28. David H. Autor, “Polanyi's Paradox and the Shape of Employment Growth,” NBER Working Paper 20485, September 2014: quoting Michael Polanyi (1966), “We can know more than we can tell”; “engineers cannot program a computer to simulate a process that they (or the scientific community at large) do not explicitly understand.” Autor notes that machine learning seeks “an end-run” around the paradox by learning from examples.
  29. Shakked Noy and Whitney Zhang, authors' extended version of the Science paper (July 2023, 453 participants), p. 5: “In the treatment group, 33% of participants reported submitting ChatGPT's initial output without editing it, and 53% reported editing before submitting”; those who reported editing “were active on the task for only 3.3 minutes on average”; treated respondents “did not receive higher average grades than raw ChatGPT output”; “It is not obvious whether these dynamics should be interpreted as evidence that ChatGPT will displace human workers or evidence that it will augment them.” Figures are self-reported.
  30. Tejal Patwardhan et al., “GDPval: Evaluating AI Model Performance on Real-World Economically Valuable Tasks,” OpenAI, arXiv 2510.04374 (October 2025), and OpenAI, “Measuring the performance of our models on real-world tasks” (September 25, 2025; paper posted October 5, 2025): 1,320 tasks across 44 occupations, written by professionals averaging 14 years' experience; on the 220-task gold subset, “47.6% of deliverables by Claude Opus 4.1 were graded as better than (wins) or as good as (ties) the human deliverable”; tasks are “precisely-specified and one-shot,” and tasks involving “extensive tacit knowledge … or communication between individuals are out of scope.”
  31. OpenAI model announcements reporting GDPval wins or ties against industry professionals: GPT-5.2 (74.1% for GPT-5.2 Pro; 70.9% for GPT-5.2 Thinking), GPT-5.4 (83.0%) and GPT-5.5 (84.9%; the same table lists Claude Opus 4.7 at 80.3%), December 2025 to April 2026. Vendor-run evaluations; not independently replicated.
  32. Erik Brynjolfsson, Bharat Chandar and Ruyu Chen, “Canaries in the Coal Mine? Six Facts about the Recent Employment Effects of Artificial Intelligence,” Stanford Digital Economy Lab, revised August 2026 (PDF), using payroll data through June 2026: employment of 22- to 25-year-olds in the two most AI-exposed quintiles “fell about 11% between November 2022 and June 2026,” while the same age group in the three least-exposed quintiles “grew about 10%”; young workers' employment in AI-exposed occupations “now stands 19% below where it would be had it kept pace”; “Declines are concentrated in occupations where AI usage primarily substitutes for human tasks; where usage primarily complements workers, employment is flat or rising, especially for experienced workers.” The authors describe the results as early, descriptive indicators rather than causal estimates.
  33. Luis Garicano and Luis Rayo, “Training in the Age of AI: A Theory of Apprenticeship Viability” (working paper, Kellogg School of Management, 2025), abstract: apprenticeships are “guaranteed viable” when “the expertise leverage ratio, measuring the AI-augmented value of a graduate relative to AI's standalone output,” is above Euler's number e (about 2.7); below it, “training compresses as the master's saleable knowledge shrinks.” A theoretical model. It builds on the authors' “Relational Knowledge Transfers,” American Economic Review 107(9), 2017.
  34. Kellogg Insight (Abraham Kim), “Are Apprentices an Endangered Species?” (April 1, 2026), on the Garicano–Rayo model, with Rayo's comments.
  35. Peterson Institute for International Economics, “Book discussion: Messy Jobs: The Work that AI Cannot Reach” (September 25, 2026; video): Luis Garicano, Professor of Public Policy at the London School of Economics, on the book he wrote with Jin Li and Yanhui Wu (Upriver Press, 2026), with Anna Stansbury, Assistant Professor of Work and Organization Studies at MIT Sloan and a PIIE nonresident senior fellow. Quotations transcribed by The Boardroom from the recording (about 13:45 and 47:38).
  36. Anthropic, “Anthropic Economic Index report: Learning curves” (March 24, 2026) and its appendix: 1 million Claude.ai and 1 million first-party API conversations, February 5–12, 2026; Claude.ai 53% augmentation and 44% automation; API (including Claude Code, which Anthropic says accounts for a large share of that traffic) 68% automation and 17% augmentation. Automation covers “directive” and “feedback loop” patterns; augmentation covers learning, task iteration and validation.
  37. Klarna, “Klarna AI assistant handles two-thirds of customer service chats in its first month” (press release, February 27, 2024): the assistant was “doing the equivalent work of 700 full-time agents.”
  38. Kristen Doerer, “Klarna changes its AI tune and again recruits humans for customer service,” CX Dive (May 9, 2025), quoting chief executive Sebastian Siemiatkowski's interview with Bloomberg: “As cost unfortunately seems to have been a too predominant evaluation factor when organizing this, what you end up having is lower quality.”
  39. Klarna Group plc, Annual Report on Form 20-F for 2025 (filed February 26, 2026): the AI assistant “handled 80% of customer service chats in the year ended December 31, 2025,” the work equivalent of over 850 full-time agents; Klarna continues to offer all customers a human option, a “dual-track approach.”
  40. Jan Hatzius, Joseph Briggs, Devesh Kodnani and Giovanni Pierdomenico, “The Potentially Large Effects of Artificial Intelligence on Economic Growth (Briggs/Kodnani),” Goldman Sachs Global Economics Analyst, March 26, 2023: “roughly two-thirds of current jobs are exposed to some degree of AI automation, and … generative AI could substitute up to one-fourth of current work”; Exhibit 5 (share of work exposed, by U.S. occupation group), with “particularly high exposures in administrative (46%) and legal (44%) professions”; assumptions “consistent with 7% of current US employment being substituted by AI, 63% being complemented, and 30% being unaffected.”
  41. Gartner, “Gartner Sales Survey Finds 67% of B2B Buyers Prefer a Rep-Free Experience” (press release, March 9, 2026).
  42. Gartner, “Gartner Survey Finds 69% of B2B Buyers Turn to Sales Reps to Validate AI-Generated Insights” (press release, May 20, 2026). Both releases describe surveys of about 645 B2B buyers fielded August–September 2025.
  43. Gartner, “Gartner Sales Survey Finds 74% of B2B Buyer Teams Demonstrate ‘Unhealthy Conflict’ During the Decision Process” (press release, May 7, 2025): buying groups range “from five to 16 people across as many as four functions”; survey of 632 B2B buyers.
  44. Gartner, “Gartner Says B2B Sales Organizations Need to Give Customers a Seller-Assisted Digital Buying Experience” (press release, May 17, 2021): “purchase regret for those customers preferring a rep-free experience is 23% higher than for customers who interact with a sales rep.”
  45. Gartner, “Gartner Says By 2030 that 75% of B2B Buyers Will Prefer Sales Experiences that Prioritize Human Interaction Over AI” (August 25, 2025): “fewer but more specialized sales roles, with greater investment in training and interpersonal skills.” A forecast, not a survey result.
  46. Intuitive Surgical, preliminary full-year results releases for 2019–2025 (e.g. 2025, released January 14, 2026; 2019), fourth-quarter 2025 earnings release (installed base of 11,106 systems at December 31, 2025) and 2025 Form 10-K: “our technology translates the surgeon's hand movements into precise and corresponding real-time micro movements of the da Vinci instruments.” Procedure counts are company estimates.
  47. U.S. Food and Drug Administration, “Computer-Assisted Surgical Systems” (content current as of September 24, 2026): “The device is not actually a robot because it cannot perform surgery without direct human control.”
  48. Ji Woong (Brian) Kim et al., “SRT-H: A hierarchical framework for autonomous surgery via language-conditioned imitation learning,” Science Robotics 10(104), July 9, 2025, and Johns Hopkins University, “Robot performs first realistic surgery without human help” (July 9, 2025): the clipping-and-cutting phase of a gallbladder removal on eight ex vivo pig gallbladders, “a 100% success rate … operating fully autonomously”; the human surgeon completed the tasks faster.
  49. Jiakang Qian, Zi-Zheng Wang et al., “Autonomous dental implant robotics for transcrestal maxillary sinus floor elevation: workflow development and clinical trueness evaluation,” BMC Oral Health 26:1491, May 22, 2026: 11 patients (12 implants) at Shanghai Sixth People's Hospital; a small, single-center, retrospective study.
  50. Sungyun Yang et al., “Toward autonomous robotic-assisted and microrobotic surgery,” Science Advances 12(27), eaec4197, July 1, 2026: “While the highest level of autonomy has not yet been achieved, several commercial systems already operate at lower levels.”
  51. Aaron A. Tierney et al., “Ambient Artificial Intelligence Scribes: Learnings after 1 Year and over 2.5 Million Uses,” NEJM Catalyst Innovations in Care Delivery 6(5), May 2025 (The Permanente Medical Group): 7,260 physicians, 2,576,627 encounters, October 2023–December 2024; estimated 15,791 hours saved; 84% of 102 surveyed physicians reported a positive impact on visit interactions; 56% of 118 surveyed patients reported a positive impact on visit quality, and none said it made their visit worse.
  52. Paul J. Lukac et al., “Ambient AI Scribes in Clinical Practice: A Randomized Trial,” NEJM AI 2(12), December 2025: 238 UCLA physicians; one tool cut time in notes by 9.5% against usual care, the other showed no significant change.
  53. Thomson Reuters Institute, 2026 AI in Professional Services Report (January 2026): online survey of 1,514 professionals in 27 countries, October–November 2025; 41% of law firms and 47% of corporate legal departments already using generative AI; top legal uses among users: legal research 80%, document review 74%, document summarization 73%.
  54. American Bar Association, Formal Opinion 512, “Generative Artificial Intelligence Tools” (July 29, 2024), pp. 3–4; summarized in The Bar Examiner (Fall 2024). ABA formal opinions are advisory.
  55. Administrative Office of the U.S. Courts, “Judiciary Cites Progress on Case Management, Property Authority, and AI” (September 17, 2026): “courts have been cautioned not to delegate core judicial functions to AI, including decision-making or case adjudication.”
  56. Advisory Committee on Evidence Rules, report of May 15, 2025, on proposed Rule 707 (machine-generated evidence): “a machine cannot be cross-examined”; the committee's May 2026 report revised the proposal and deferred action for further study.
  57. U.S. Bureau of Labor Statistics, “AI exposure categories” (August 27, 2026): lawyers, customer service representatives and hotel desk clerks rated “very high” exposure; “Exposure does not imply job loss, productivity gains, automation probability, or wage effects.”
  58. U.S. Bureau of Labor Statistics, Employment Projections, Table 1.2, 2025–35 and news release (August 27, 2026): customer service representatives −5.3%; wholesale and manufacturing sales representatives −0.5%; paralegals and legal assistants −0.3%; hotel, motel and resort desk clerks +1.8%; physicians +3.6% and surgeons +4.0%; lawyers +4.7%; registered nurses +5.6%; all occupations +3.5%. The release cites “incorporation of AI tools into the sales process” among reasons for a projected −1.4% in sales and related occupations.
  59. Kiran Tomlinson et al., “Working with AI: Measuring the Applicability of Generative AI to Occupations,” Microsoft Research, arXiv 2507.07935, version 6 (December 22, 2025), based on about 200,000 anonymized Bing Copilot conversations from 2024; scores for 785 occupations in the authors' published data: sales representatives of services 0.449 (4th), customer service representatives 0.408 (7th), concierges 0.372 (14th). “It is tempting to conclude that occupations that have high AI action applicability score will be automated … This would be a mistake.”
  60. Joshua Gans, “Radiologists are the canaries in a coal mine” (September 26, 2025), who was there when Geoffrey Hinton said in 2016: “People should stop training radiologists now.” The post links video of the moment.
  61. Deena Mousa, “AI isn't replacing radiologists,” Works in Progress (September 25, 2025): “In 2016, Geoffrey Hinton – computer scientist and Turing Award winner – declared that ‘people should stop training radiologists now’”; “In 2025, American diagnostic radiology residency programs offered a record 1,208 positions across all radiology specialties”; radiology was “the second-highest-paid medical specialty in the country, with an average income of $520,000.”
  62. Luis Garicano, “The task is not the job,” Silicon Continent (April 24, 2026), on why AI that can perform tasks does not necessarily eliminate the jobs that bundle them.
  63. Christine Machovec, Michael J. Rieley and Emily Rolen, “Incorporating AI impacts in BLS employment projections: occupational case studies,” Monthly Labor Review, February 2025.
  64. The Boardroom, Boston 2027 program page (accessed October 1, 2026): two one-week sessions, July 12–16 and July 26–30, 2027; Monday–Friday, 9–4; commuter; by application; tuition $2,995.

© 2026 The Boardroom. This briefing is provided for informational purposes for prospective families and the counselors who advise them. Figures reflect the public sources cited as of October 1, 2026. Quotations are reproduced as published or as transcribed from the original source.

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